P&K CONSULTING
Free Credit Game Plan

Find out exactly what is holding your credit back.

Tell us where you want to go. We review your situation and map the fastest lawful route, free.

Rebuild your credit. Reopen your options.

The home, the vehicle, the business capital. Your credit profile decides what you have access to, and most of it can be fixed. We start with a free line-by-line audit and tell you the truth about what is possible.

Start With a Free Audit What You Get
The Ascension Ladder

One path, twelve rungs.

Repair the file. Learn the game. Then build and fund the business. Every card routes to its own step, and every engagement starts free.

Credit Repair

Line-by-line, three-bureau challenge of inaccurate items, done for you under written contract.

Start With a Free Audit

Credit Coaching

One-on-one guidance to understand your profile and build habits that hold.

Book a Session

DIY Dispute Plan

A personalized roadmap you execute yourself, built from your actual reports.

Get Your Plan

DIY Dispute Letters

Professionally drafted letters, ready for you to review and send.

Get Your Letters

Credit Monitoring

Track all three bureaus so progress is visible and new items never surprise you.

Start Monitoring

Tax Services

Filing and planning that keeps your income story lender-ready.

Talk Taxes

LLC Formation

Entity setup done properly, the first step toward business credit.

Form Your LLC

Business Credit Builder

Build a credit profile for your business that stands on its own.

Start Building

0% Business Credit Lines

Introductory-rate business credit lines, structured and sequenced properly.

Check Your Options

Business Funding

Working capital and funding matched to what your file supports today.

Explore Funding

CRM & Automation

Client systems built by PAKED DIGITAL to run your follow-up for you.

See the Builds

Free Consultation

Not sure where to start? The audit is free and the plan is yours to keep.

Book Now
Founder portrait
Why P&K

Credit repair without the empty promises.

Most credit repair companies sell you a score. We do not. Nobody can promise a number, and anyone who does is telling you what you want to hear.

What we promise is the work: a line-by-line review of all three bureaus, lawful challenges to every inaccurate item, and a straight answer at every step. You see the plan before anything is billed, and billing follows completed work.

P&K Consulting is registered, bonded where required, and accountable to you in writing.

See How It Works
Free Consultation

The audit is free. The plan is yours.

Thirty minutes, no pressure, no card required.

Book Your Free Consultation

No upfront fees. Billing follows completed work under a written contract you approve first.

From the Founder

What nobody tells you about credit repair.

Founder video ships with the Phase 3 shoot